Final upgrades

Bloody hell. I just wrote a couple of paragraphs about my day and the damn browser crashed on me. Ugh. Well here we go again.

Whoo, I’ve had a full morning. Today I had another appointment at the design centre to finalize all of the selections the consultant and I had drafted out during my previous visit. In the end, I did decide to go with my full wish list–so yeah: that’s one big chunk of change. Throughout the process I was letting out big sighs of disbelief. I mean, the whole thing was like this weird dream where I’m signing away large amounts of cash. It felt totally unreal. I mean, how often do you get to do that, right?

The lead up to this morning has been mildly rough. I’ve been really apprehensive about the whole thing because I’ve been worrying about where I’m going to get the funding to do everything that I want to do for my place. When it comes to monetary things, often I worry a great deal. In the end, things usually work themselves out due to paying close attention to flow or other circumstances, and I end up having worried for nothing. It just turned out that this morning’s meeting was just another case where circumstance was on my side.

OK, so here’s some background. I have to pay 15% of the purchase price as a deposit for my place. I’ve already paid off a large sum of that, but not the full percentage yet. I have to come up with the balance of that cash (which is a couple thousand) by my possession date next April. Secondly, since I’m trying to finance my upgrades, I only have to pay off 35% of the total cost of the upgrades as a down payment. That can be spread out, but it’s still a hefty bill. So you see, that’s why I was concerned. I mean, I was worrying about where I’d come up with the cash to take care of both. So this morning is where the magic happened.

As I signed away on pages and pages of forms, the design consultant told me that the down payment for the upgrades would count toward the 15% balance. What in the world?! She punched in the numbers into a document, and after deducting the upgrade cost, the remaining balance due next year turned out to be just a few hundred. She wasn’t sure that the numbers were right, so we calculated it all out together, and indeed, it was correct. Oh, but since it was just a few hundred, I told her that I could write another cheque for that balance and throw it toward a larger down for the upgrades. So I did that, and when she punched in the numbers into the document, the balance listed was $0.

$0.

What in the world??? Effectively then, I don’t have to pay any more come next April. Again, we were both questioning the numbers, but yeah, they worked out. That is absolutely insane. It frees up funds for other uses! It’s certainly one less thing for me to be stressing out about. Craaazy! I may have had doubts before, but seriously, I can do this! I’ll be honest and say that I really feel blessed that something this important has a bit of resolution, know what I mean?

And so, today was a good day.

Possibly related posts:

1. So many upgrades
2. The Final Act
3. Up for the final time