Tag Archive: bills

Heating patterns

I just got my gas bill for the past month. It’s ridiculous. I don’t know how I let it get to such a high point. Over the month I’ve had it set to a steady 66°F/19°C. It’s not the warmest setting, but it’s enough to warm the place up when things get too nippy. Perhaps I could have set it lower. I mean, over the past few nights I’ve been waking up in the middle of the night covered in sweat. You’d think that would be a clue that I don’t need that much heating. Also, I’m out of the condo most of the time anyway. Work, improv, and running take me out of here often enough and there aren’t any pets here that might require some heat. I only have plants here, and I’m almost certain they can tolerate a bit of chilliness.

The bill has a bit of my heating history. From what I can see, most of the time my gas bill is really low. January is my highest month, followed by February where I only seem to use half as much gas as January. Last year, by March, the heating was off and I toughed things out. By that time spring weather was starting to emerge so I was happy enough to just put on a sweater when I needed to. Fast forward to this year, and it seems like the same pattern is emerging. I can almost see the psychology behind it all.

  • With January being really cold it’s far too easy to turn on the heat and just let it run.
  • When I get the bill there’s a moment of “what the hell?!” That, in turn, causes me to use half as much heat in February.
  • By March I feel like an ace at toughing out the cold, so I end up switching off the heat for the whole month.

I still recall Hui stating something along the lines of saving money shouldn’t mean having to be cold. I guess I agree. All the same, I know what my tolerance levels are. If I can save a few dollars and still feel like I’m not freezing in here, then all the more power to me. I’m happy enough to be curled up here under the duvet.

Financial panic?

Usually, I’m in a relatively good state of mind when it comes to my finances. I’m usually of the opinion that I’m doing all right, and when life throws curve balls (like suddenly needing car repairs) I’ll just find a way to manage–the point being that I will manage. Once in a while though, some thought will cross my mind causing me to go into one of those mini-panic states. I’m in one of those states right now; it’s making me feel like my mind is going a mile a minute.

I was just thinking about all of my costs, and how they’ll all come to the forefront once I’m out on my own. Can I afford the mortgage? Yes, I can. However, can I maintain my current lifestyle? Can I pay the bills? Yeah, I suppose. I was listing some expenses out, and was sort of surprised at how the list grew quickly: car insurance, cell, phone (maybe can be dropped if I only use the cell), Internet, cable, transit pass, etc. Will I have enough leftover for savings and furnishing the place? Euh…maybe? Can I even afford entertainment? Sorta…

Argh! All of this thinking is driving me crazy! So, am I really ready for a mortgage? I guess I am. It’ll be easier to figure out how to set my finances in order once I’m knee deep into all of it. That’s still long off though. That doesn’t mean that I’m not already being affected by the thing. I’m fretting about how I’m saving money for my down. It would be amazing if I can hit my goal of 20%, but it’s just flat out starting to look more and more difficult. I need some of that money to fund upgrades to appliances and fixtures. Heheh. Yeah, I know that those shouldn’t be thinking about those things if I’m worried about other issues. Still, I want it all to look awesome. Wow, I sound so irrational.

I’m even starting to float around the idea of having a part time job on the weekend to generate more income, but I somehow don’t think it would make all that much of a difference. Might also be hard to find a respectable weekend job with decent pay, no? Ah, but I think I want that time to myself…

Che. I need to stop worrying for now. As long as I’m sensible, I should be fine. Tomorrow morning when I wake up I’m hoping that I’m back to my “all is well” state because worrying is really draining.

Switch to our mobile site